Our Approach to Wealth Management
Different…like you
We understand that your life needs, concerns and opportunities will drive your wealth plan. Our goal is to be the “kind of advisor you didn’t know you were looking for!”
Our philosophy
We make our practice personal, so that our clients know that our focus is on their unique circumstances and needs. Concierge Financial Organization isn't about money or products; we prefer to think that what we do is about process and solutions. We serve you by recommending the best solutions possible and then backing it up with first‐class service.
Taking our responsibilities seriously
At Concierge Financial Organization, we take our role seriously. In fact, our entire approach is based on gaining an understanding of your personal situation first before we develop solutions. You are our client, not your portfolio or bank account.
Our advice is independent and unbiased.
Our fees represent the work that we do on behalf of our clients. We provide comprehensive service in our role as your personal Chief Financial Officer. We help make your life easier and provide you with peace-of-mind, knowing that you have a plan in place that reflects your unique life.
Our approach to wealth planning
Wealth planning is not just managing investments. Our solutions can range from tax strategies, to retirement income planning and estate planning. There are five areas where we feel we can provide value through the advice we offer.
We recognize that financial security for you and your family is paramount. We work with you to ensure that life’s primary ‘what if’s’ are comprehensively addressed so that you may plan for a future with certainty, comfort and peace of mind.
This includes:
- Family security
- Planning for life’s ‘what-if’s’
- Income protection insurance
- Savings discipline
- Long term care
- Business protection and succession
Our goal is to ensure that you and your family are adequately protected should anything happen that would affect either lifestyle or income.
This includes:
- Setting objectives
- Cash flow and budgeting
- Education funding
- Assisting parents
- Life and disability insurance
We want to work with you to clarify your longer-term vision and manage your wealth through the different stages of life. By having a strategy in place, changes and life transitions become more manageable, and health challenges fewer. This means that you can focus on the business of enjoying your life.
This includes:
- Wealth accumulation and management
- Tax planning
- Asset protection
- Future expenses
- Retirement income and planning
- Generational change
Our aim is to build a wealth planning and investment strategy that reflects your short, medium and longer term needs and aligns with your degree of risk tolerance. We want you to feel confident that you have put the best plans in place to reflect the life you plan to live.
This includes:
- Risk Management
- Investment strategy
- Investment portfolio
- Loan structure
We recognize the importance of having appropriate documentation in place during life and in death. An effective estate plan can save you valuable time and money, preserve your estate and ensure that you leave the legacy you want.
This includes:
- Wills, Living Wills
- Power of Attorney, Medical Power of Attorney
- Guardianships
- Gifting
- Charitable Trusts
- Titling of accounts
- Beneficiary Planning
Through regular communication and an ongoing understanding of your changing needs, concerns and opportunities, we work together to build a flexible plan that continues to reflect your unique circumstances.
