Managing transition and change in your life

Life constantly changes and it is an important part of our role to help you prepare for both the expected and unexpected changes in your life.  While it is impossible to anticipate what may happen in the future, we can build an overall strategy that considers that best ways to protect your family and your lifestyle.

Here are some of the most significant life events that we help our clients plan for:

Family changes

We take an intergenerational approach to wealth management and investment management.  In this day of the “sandwich generation”, we recognize that you may be concerned about both children and parents at the same time.   We believe in the family office concept of providing our advice and service to multi-generations of your family.

Job changes

As your career progresses, you may face new financial challenges and opportunities.  We can work with you to ensure that you have a plan in place to make the most effective use of your income.  We want to look at both the short-term and longer-term savings and tax strategies to maximize the amount of money you have to enjoy the life you want to live

Financial windfalls or challenges

You may find yourself in a position where you have to consider a large infusion of money into your long-term plan.  This may come as the result of a job bonus, an inheritance or other windfall.  We always keep your “big picture” in perspective as we find effective ways to incorporate additional money into your strategy.

Health issues

While you never know when a health issue may challenge you, it is safe to assume that there will be something along the way that can affect your “best laid plans”.  We look at your insurance plan, including income replacement, critical illness and life insurance.  After all, protecting the things that are important to you is a critical part of the wealth plan that we create.

Retirement

As you prepare to transition to your next phase of life, you may move from saving for the future to enjoying the benefits of your long-term planning.  Our approach to retirement planning is to help you understand the life issues in retirement first and then develop the wealth and income plan to meet your unique needs.